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A name you know and trust:

Black Horse is part of the Lloyds TSB Group. Our experienced team has helped thousands of customers to add extra comfort, quality and value to their homes. We can also provide added peace of mind by safeguarding your loan payments.

Gone are the days when you had to save up for years for a fitted kitchen, double glazing, 3 piece suite or new conservatory. Today credit is the popular way to pay for big purchases.

Arranging a point of sale loan with Black Horse is the simple and safe way to pay for your retail purchases. So why dip into your savings? We will give you a quick decision when you apply for our competitive unsecured loan at the time of your purchase.

Making Life easier:

  • Increased spending power and competitive interest rates means you can afford major purchases.
  • You can spread the cost of your purchases over a convenient period
  • Regular monthly repayments help you budget comfortably
  • You can leave your savings in the bank
  • Hassle free, straight forward credit.

Applying is easy:

Applying for finance through Black Horse is simple and straightforward, when you take out finance in a retail outlet it only takes a few minutes to complete your agreement and we can give you an instant decision. With our wide range of acceptance criteria, you’ll find borrowing from Black Horse Easier than you think.



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Supporting Retailers

 

Affordable Peace of Mind.

 

Why might I need a Payment Protection Plan?

 

When you’re buying something new for your home you may wish to spread the payments by arranging some form of finance scheme.

 

Optional Payment Protection Plan (PPP) on a finance scheme can cover your repayments for a specified period if you should lose your job, fall ill or have an accident.  The Policy could also clear the outstanding balance in the event of your death, or a critical illness.

 

Ask yourself this, how much will you notice the extra amount each month whilst you are working?  Would you notice the monthly amount if you weren’t working?

 

How does Optional Payment Protection work?

 

If you’re unable to make your monthly repayments due to an unforeseen accident, illness or involuntary unemployment, we can help out.

 

We’ve also been able to extend PPP to cover you for critical illness if you are self-employed, as you will not be covered for unemployment.

 

All in all, PPP cover from Black horse adds up to some real peace of mind.



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