About Us
Black Horse is the largest Retail point of sale provider in the in the UK. We’re part of the Lloyds TSB Group and proud of it.
Black Horse provides finance for thousands of customers every year to buy retail purchases of make improvements to their home from retailers/dealers throughout the UK.
Black Horse Limited is:
· registered as a company in England and Wales with number 661204 and registered office at 25 Gresham Street, London EC2V 7HN.
· licensed under the Consumer Credit Act 1974 by the Office of Fair Trading with licence number 006886.
· authorised and regulated by the Financial Services Authority for insurance mediation. Number 313409
· a member of the Finance & Leasing Association and complies with its Lending Code, a copy of which we will provide on request
You may wish to write to us at:
· St William House, Tresillian Terrace, Cardiff CF10 5BH
If you have a hearing impairment you may use our text phone service:
· 020 8447 7177
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For a list of supporting retailers click here:
Supporting Retailers
Affordable Peace of Mind.
Why might I need a Payment Protection Plan?
When you’re buying something new for your home you may wish to spread the payments by arranging some form of finance scheme.
Optional Payment Protection Plan (PPP) on a finance scheme can cover your repayments for a specified period if you should lose your job, fall ill or have an accident. The Policy could also clear the outstanding balance in the event of your death, or a critical illness.
Ask yourself this, how much will you notice the extra amount each month whilst you are working? Would you notice the monthly amount if you weren’t working?
How does Optional Payment Protection work?
If you’re unable to make your monthly repayments due to an unforeseen accident, illness or involuntary unemployment, we can help out.
We’ve also been able to extend PPP to cover you for critical illness if you are self-employed, as you will not be covered for unemployment.
All in all, PPP cover from Black horse adds up to some real peace of mind.

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