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Guaranteed Asset Protection

GAP

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Protect your vehicle


Black Horse Motor Finance Retail Price Protection GAP could help protect your vehicle.

What is Retail Price Protection GAP?


If your car is written off as a total loss through an accident, fire or theft, most motor insurance companies would only pay the market value of the vehicle at the time of write-off, and not the retail price you bought it for.  

For example, if a car costing £10,000 was written off after 12 months, most motor insurance companies would pay out the market value at the time of write-off, which might only be £8,000. If you wanted to then replace your vehicle with one of similar value, you would have to find the difference.  

Or, if you had taken out finance to spread the cost of paying for your vehicle, then you could find that the amount received from your motor insurance company was less than the amount you still owed on your finance agreement.  

In either event, you could be out of pocket – this is where Black Horse Motor Finance Retail Price Protection GAP could help you.  

How does it work?  


  • Speak to your Black Horse dealer about whether GAP insurance is right for you.
  • GAP Insurance is quick and simple to arrange and provides peace of mind.  

How can I find out more?  


Read the GAP Insurance brochure  for more details and examples, and the full terms and conditions.

Speak to your Black Horse dealer to find out if Black Horse Motor Finance Retail Price Protection GAP could be right for you.  

Authorised and Regulated by the Financial Services Authority for Insurance Mediation.  

* Full terms and conditions apply.